Andrew Heap

Independent Financial Adviser

I started working in financial services with Lloyds Bank in 2001, initially qualifying as a regulated Financial Adviser in 2005. Latterly working within Lloyds’ offshore division in the Isle of Man, I then moved to a large wealth management organisation, where I spent 10 years advising business owners and high net worth individuals.

During my time in wealth management, I was also able to work towards realising a long-term ambition to work as an airline pilot.

Ultimately, this was a relatively short-term career change due to the demise of my employer Thomas Cook Airlines!

During late 2019 I was delighted to return to my ‘real’ profession as an IFA and I feel fortunate to be working with such a well-established firm as Watson Buckle.

Representing Watson Buckle Wealth Management, I advise clients on their protection, savings, investments, pension and retirement planning needs.

I also specialise in Inheritance Tax mitigation via the efficient use of financial services. The majority of our clients are business owners; however, we advise a wide range of clients, both business and personal.

‘The Financial Conduct Authority does not regulate taxation and trust advice.’

I love meeting and getting to know new clients. It constantly motivates me to see how many talented, hard-working and successful businesses there are in our region.

I also love to see clients’ portfolios increase in value as, ultimately, that is often the barometer of our value as advisers.

‘The value of investments can go down as well as up and you may get back less than the amount invested.’