Retirement planning and pensions
When it comes to retirement planning, it is never too early to start thinking about your financial security in later life.
Retirement planning is different for everybody, because no two people and their circumstances are the same.
We would all like to enjoy a comfortable lifestyle in retirement but the state pension alone can only provide the absolute basics. We can help with the complexities of pension planning and construct a plan for a sound financial future.
We will look at your current pension arrangements and what these are forecast to provide, to give you a full picture.
Then we will establish the income you would need to provide for your desired lifestyle, the kind of contributions you will need to make to give you that income and your options.
The good news is that pensions are more flexible than ever before, from simple individual pensions to more complex schemes such as income drawdown and self invested personal pensions (SIPPs).
We can also identify other saving and investment opportunities to supplement your retirement income. All our recommendations will be based on our knowledge of you, your circumstances and your attitude to risk.
Alongside your pensions planning, if you are in business we will help you to plan your exit strategy – whether you wish to pass on the business to the next generation, sell it as a going concern or wind it down – and make sure that the process is tax-efficient.
We will also help you to think about issues such as long-term care and medical insurance, to give you peace of mind in case of ill health. However we help you, we can work with you long-term to make sure that your portfolio keeps pace with your changing needs and advise on new opportunities.
If you would like to know more about how we can help you, please contact us.
Watson Buckle Wealth Management Limited is registered in England and Wales No: 06718582. Registered Office:York House, Cottingley Business Park, Bradford BD16 1PE.
Watson Buckle Wealth Management Limited is an Appointed Representative of Harrogate Financial Solutions Limited, York House, Cottingley Business Park, Bradford, West Yorkshire, BD16 1PE which is authorised and regulated by the FCA – Financial Conduct Authority.